MSME Portfolio Audit

Target audience:

· internal control staff,

· internal audit

· risk management staff

Our training: how do you benefit from it?

· You will analyze the types of controls as part of the credit process in regard to MSME borrowers

· Have an idea of approaches to make MSME loans sample for the audit

· Will be introduced to investigations of fraudulent practices within MSME lending

· Will learn ​​the major mistakes made in MSME borrowers financial analysis

Content:

Day 1 (8 hours)

Internal control system as part of the lending process

· Analysis of business processes as a part of the lending process

· Identification of checkpoints

Practical Part

· Analysis of business processes

Fraud: problem cases (based on the results of MSME portfolio monitoring in the countries of CEE and CIS)

· Customers’ fraud

· Warning signals of possible fraud

· Fraud prevention

Day 2 (8 hours)

Audit of MSME loan portfolio

· Purpose of audit

· Testing of controls

· Assessment of financial analysis quality as a method of assessing loan officers’ performance

· Analysis of loan security

· Analysis of loan portfolio monitoring procedures

Selection of loans for MSME loan portfolio audit

Evaluation of the quality of borrower’s business (MSME target group)

Practical Part

· Borrower’s business analysis

Additional description:

· Duration of the training is 1-2 days (8-16 hours), subject to specific client’s needs.

The training is carried out in an interactive way and is supported by case studies, role plays and problem solving. Participants are provided with training materials.