Customer/Client:  Polish Microfinance Centre
Period of realization:  10/2010 – 12/2013
Country:  Bulgaria, Romania, Hungary, Spain, France, Italy, the Netherlands, the UK, Slovakia, Latvia, Malta

Project description:

The project’s primary goal is to provide tailor-made trainings to JASMINE Beneficiaries in line with the strengths and weaknesses identified by Planet Rating or Microfinanza Rating and reported in their Assessment / Rating Reports.

Achievements:

TA Consult designed and conducted series of 44 trainings for 17 microcredit providers (bank and non-bank FIs) throughout European Union:

• Microfinance course for loan officers – MFO Nachala and Micorfond (Tryavna, Bulgaria);
• Credit technology and financial analysis for microfinance – MFO LAM (Ilieni, Romania);
• Microfinance course for senior loan officers and managers – MFO OMRO (Targu Mures, Romania);
• Credit officer training: credit methodology and delinquency management – MFO CP'AC (Barcelona, Spain);
• Microfinance training course for senior loan officers and management – CreaSol (Marseilles, France);
• Lending process optimization – Per Micro (Turin, Italy);
• Risk management training – MFO LAM (Ilieni, Romania);
• Marketing and strategic positioning – Primom (Nyíregyháza, Hungary);
• Marketing and strategic positioning – Express Finance (Timisoara, Romania);
• Risk management training – Express Finance (Timisoara, Romania);
• Agricultural lending, loan products development and loan officers training – FAER (Transylvania region, Romania);
• Risk management training – Microfond (Sofia, Bulgaria);
• MSE lending training for loan officers – Romanian State Agency for SME Projects Implementation AIPPIMM (Bucharest, Romania);
• MSE lending training course for loan officers – MFO JOBS (Apriltsi, Bulgaria);
• Credit policies and procedures training course – Romanian State Agency for SME Project Implementation AIPPIMM (Bucharest, Romania);
• Borrowers’ financial analysis – Romanian State Agency for SME Projects Implementation AIPPIMM (Bucharest, Romania)
• MSME credit methodology training – MFO Business Finance Solutions (Manchester, UK);
• Essential stages of loan assessment training – Qredits (Almelo, Netherlands);
• Risk management training – MFO Nachala (Tryavna, Bulgaria);
• Credit methodology, delinquency management – MFO Nadsme (Slovakia, Bratislava);
• Credit policies and procedures, financial analysis, risk management for LOs – MFO Nadsme (Slovakia, Bratislava);
• Credit risk management, developing risk management function, risk management in MFI - overview best practices – MFO Nadsme (Slovakia, Bratislava);
• Reviewing and improving scorecard methodology to accommodate micro-businesses – Bank of Valletta (Malta, Sliema);
• Assessment and revision of the existing policies and procedures – Bank of Valletta (Malta, Sliema);
• MSME lending for branch managers and LOs – Bank of Valletta (Malta, Sliema);
• Management Information Systems – LAM (Ilieni, Romania);
• Good governance and strategic planning – LAM (Ilieni, Romania);
• Credit risk management – LAM (Ilieni, Romania);
• Financial analysis – SIS Credit (Sofia, Bulgaria);
• Risk management in MFIs – overview of best practices – SIS Credit (Sofia, Bulgaria);
• Risk management for loan officers – SIS Credit (Sofia, Bulgaria);
• Business plan drafting: market analysis, competitor analysis, financial plan – Per Micro (Milan, Italy);
• Risk assessment and related reports: comparison with European best practices – Per Micro (Turin, Italy);
• Risk management policies and procedures – MFO Capitalia (Riga Latvia);
• Portfolio management – MFO Capitalia (Riga Latvia);
• Delinquency management – MFO Capitalia (Riga Latvia);
• Financial analysis – MFO Nachala (Tryavna, Bulgaria);
• Credit risk management and post loan monitoring system – MFO Nachala (Tryavna, Bulgaria);
• Arrears and reasons for credit defaults, delinquency management – MFO Nachala (Tryavna, Bulgaria);
• Loan selling and communication skills – MFO Nachala (Tryavna, Bulgaria). 

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