MSME Portfolio Audit

Target audience:

· internal control staff,

� internal audit

� risk management staff

Our training: how do you benefit from it?

� You will analyze the types of controls as part of the credit process in regard to MSME borrowers

� Have an idea of approaches to make MSME loans sample for the audit

� Will be introduced to investigations of fraudulent practices within MSME lending

� Will learn ​​the major mistakes made in MSME borrowers financial analysis

Content:

Day 1 (8 hours)

Internal control system as part of the lending process

� Analysis of business processes as a part of the lending process

� Identification of checkpoints

Practical Part

� Analysis of business processes

Fraud: problem cases (based on the results of MSME portfolio monitoring in the countries of CEE and CIS)

� Customers’ fraud

� Warning signals of possible fraud

� Fraud prevention

Day 2 (8 hours)

Audit of MSME loan portfolio

� Purpose of audit

� Testing of controls

� Assessment of financial analysis quality as a method of assessing loan officers� performance

� Analysis of loan security

� Analysis of loan portfolio monitoring procedures

Selection of loans for MSME loan portfolio audit

Evaluation of the quality of borrower�s business (MSME target group)

Practical Part

� Borrower�s business analysis

Additional description:

� Duration of the training is 1-2 days (8-16 hours), subject to specific client�s needs.

The training is carried out in an interactive way and is supported by case studies, role plays and problem solving. Participants are provided with training materials.